Food Truck
Insurance
🚚 Insurance built for food trucks

Coverage that keeps your line moving.

From the daily lunch route to weekend festivals, your food truck, cart, or trailer carries real risk on the road and at the window. Get General Liability, Commercial Auto, and Workers' Compensation coverage — request a fast, free quote or buy a policy online in minutes.

Get My Free Quote →See What It Costs
A colorful blue food truck with its service window open, parked on a city street
Fast, free quotes
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GL, Auto & Workers' Comp
The coverage most food trucks need
Built for commissaries & events
Meet certificate of insurance requirements
Buy online in minutes
Instant coverage option at checkout

Three policies every food truck should know

Most operators start with these. We'll help you request the right mix for your rig.

A cook reaching into the oven while customers wait at the service window of a food truck

General Liability

Protects your business if a customer is injured or property is damaged — a slip near the window, a burn from hot food, or a foodborne-illness claim. Commissaries, festivals, and cities almost always require it.

Learn about GL for food trucks →
A food truck parked and ready to serve, representing the vehicle on the road every day

Commercial Auto

Your truck (and any trailer towed behind it) is a vehicle on the road every day. Commercial auto covers collisions, liability, and damage while driving to and from your spot — personal auto policies typically exclude it.

Learn about commercial auto →
Close-up of freshly made street tacos with lime and salsa, served from a food truck

Workers' Compensation

Truck kitchens are tight and full of burns, cuts, and hot oil. Workers' comp covers medical bills and lost wages when staff are hurt on the job — and it's required in most states once you have employees.

Learn about workers' comp →

Towing a trailer instead of driving a truck, or catering off-site events too? We quote those too:

🚛 Food Trailer Insurance🍽️ Catering for Food Trucks
Trays of catered food laid out buffet-style for an off-site event

Also cater off-site events?

If your truck cooks food off-site and delivers it to weddings, corporate events, or private parties in addition to regular walk-up service, that's a different exposure — and one we ask about on the quote form so it gets priced correctly.

See catering coverage for food trucks →

How it works

1

Tell us about your rig

Share a few details — truck, cart, or trailer type, address, gross receipts, and the coverage you want.

2

We connect you with someone

A licensed insurance professional reviews your needs and finds fitting options.

3

Get covered

Compare and bind coverage — or buy an eligible policy online instantly.

Request your free quote

Takes about 3 minutes. No obligation.

Your contact information
About your food truck business
Which best describes the operation? * (check all that apply)
Business address
A few numbers
$
Staffing
Any employees? *
Any 1099 subcontractors used? *
About your truck, cart, or trailer
Is a trailer towed along with the truck (separate from the truck itself)? *
Is food cooked in the truck and then served from the truck? *
Do you sell more than 25% raw or uncooked food? *Example: sushi
Do you currently have active commercial auto insurance with $1,000,000 in bodily injury liability or greater? *

A quote may be available for this coverage too.

Do you provide catering services in addition to regular food truck service? *Meaning food is cooked off-site and delivered to an event such as a wedding.
What coverage are you interested in? *
Claims & contract requirements
Any prior claims in the last 5 years? *
Specific contract requirements to meet? *e.g. a venue or commissary COI requirement
10 questions still need an answer before you can submit.

🔒 Your information is secure and never sold to third parties. Submitting a request does not bind, guarantee, or confirm coverage.

General information only. This page is for educational purposes and is not insurance, legal, or financial advice. Coverage, terms, and availability vary by carrier, state, and individual risk. See our full disclaimer.